Swipe to learn how →
Most Tucson first-time buyers qualify with just 3%
Tucson rents increasing 5-8% yearly. Own, don't rent!
Assistance programs fill up fast. First-come, first-served.
Don't let home prices rise while you save more
FREE MONEY
No repayment required. Covers down payment or closing costs.
FORGIVEN OVER TIME
0% interest. Forgiven after 3-5 years of living in the home.
PAY WHEN YOU SELL
Low interest. Repay when you sell, refinance, or pay off.
Starter Home in Rita Ranch
Most Tucson buyers qualify → Keep swiping
Typically 640+ (some programs accept lower)
Preferred, but not always required!
Complete HUD-approved course (6-8 hours)
Most Popular
Low-Income Friendly
3% down payment
620+ credit score
PMI required until 20% equity
Great rates
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3% down payment
Income limits apply
Flexible credit requirements
Lower PMI rates
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Check Your Finances" "Credit score, savings, debts
Talk to a Local Lender" "Verify program eligibility
Complete Education Course" "HUD-approved, online or in-person
Start House Hunting" "Work with Moyer Realty Services
Make Your Offer" "We'll guide you through closing
Q: Must I be a first-time buyer?
Q: What's the minimum credit score?
Q: Can I use it for closing costs?
Q: What if I sell early?
A: Not always! Some programs accept repeat buyers.
A: Typically 640+, but some programs go lower.
A: Yes! Many programs cover both down payment AND closing costs.
A: Forgivable liens require repayment if you sell before 3-5 years.
Let's explore your down payment assistance options together
Equal Housing Opportunity